04 · GEO-RISK · COMMERCIAL REAL-ESTATE

RHEA

Can an investor see the climate risk of an asset before they sign?

§Problem
Commercial real-estate underwriting still treats climate risk as a footnote. Flood, heat, subsidence and transition exposure sit in separate reports, arriving too late to change a decision.
§Inquiry
What would a screening tool look like if it lived where investors already work — fast enough for first-pass triage, rigorous enough for committee?
§Mediums
Geospatial data, hazard models, and an interface designed around the rhythms of an investment desk rather than a sustainability report.
Plate 01RHEA — asset screen, prototype build
§Artefact
RHEA — a screening tool that returns a single, decision-grade view of physical and transition risk for a commercial real-estate asset, in seconds.
§What changed
Early users moved climate risk from due diligence into the first-look stage, changing which assets reached committee at all.